{"id":43645,"date":"2021-01-01T10:40:19","date_gmt":"2021-01-01T08:40:19","guid":{"rendered":"https:\/\/caep.ro\/work-and-travel\/?p=43645"},"modified":"2021-09-26T03:57:44","modified_gmt":"2021-09-26T00:57:44","slug":"credit","status":"publish","type":"post","link":"https:\/\/caep.ro\/work-and-travel\/credit","title":{"rendered":"PL\u0102TE\u0218TI C\u00c2ND TE \u00ceNTORCI!"},"content":{"rendered":"

[vc_row][vc_column][vc_empty_space height=”40px”][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Cu Work and Travel Credit de la BRD, participan\u021bii programului beneficiaz\u0103 de o modalitate comod\u0103 \u0219i flexibil\u0103 de a pl\u0103ti\u00a0toate costurile de participare: etapele programului, taxele aferente, biletul de avion, banii de buzunar etc.<\/p>\n

 <\/p>\n

Work and Travel Credit BRD acoper\u0103 toate costurile:<\/h2>\n

1.)<\/strong>\u00a0Credit de p\u00e2n\u0103 la 4.000 USD;<\/p>\n

2.)<\/strong>\u00a014 luni perioad\u0103 de gra\u021bie, \u00een care pl\u0103te\u0219ti doar dob\u00e2nda, comisioanele, prima de asigurare, iar capitalul \u00eel rambursezi integral, \u00eentr-o singur\u0103 tran\u0219\u0103, la ultima scaden\u021b\u0103;<\/p>\n

3.)<\/strong>\u00a0Avans 0;<\/p>\n

4.)<\/strong>\u00a0Flexibilitate \u00een rambursare, sume constante sau descresc\u0103toare.<\/p>\n

 <\/p>\n

Po\u021bi \u00eencepe procesul de preg\u0103tire al dosarului de credit Work and Travel chiar la noi \u00een oficiu, \u00eens\u0103 principala condi\u021bie este s\u0103 fii \u00eenscris la programul Work and Travel. Actele pentru dosarul de credit le poti ob\u021bine de la Managerul<\/a> t\u0103u.<\/p>\n

 <\/p>\n

Suma maxim\u0103 pe care o po\u021bi ob\u021bine este de 4000 USD pentru acoperirea tuturor cheltuielilor legate de participarea la programul Work and Travel. Suma variaz\u0103 \u00een func\u021bie de necesit\u0103\u021bile fiec\u0103rui student.<\/p>\n

 <\/p>\n

Avantaje:<\/h2>\n

1.)<\/strong> Valoarea creditului se stabile\u0219te \u00een func\u021bie de veniturile pe care le ob\u021bii;
\n2.)<\/strong> Beneficiezi de o perioad\u0103 de gra\u021bie de p\u00e2n\u0103 la 14\u00a0luni, \u00een care pl\u0103te\u0219ti doar dob\u00e2nda \u0219i comisionul de administrare;
\n3.)<\/strong> \u00ce\u021bi po\u021bi alege s\u0103 rambursezi creditul \u00eentr-o perioad\u0103 de maximum 14 luni.<\/p>\n

 <\/p>\n

De ce venituri am nevoie pentru a ob\u021bine \u00eemprumutul?<\/h2>\n

Po\u021bi ob\u021bine creditul chiar dac\u0103 tu nu ai venituri. \u00cen acest caz, putem lua \u00een considerare venitul unui p\u0103rinte \/ unei rude sau ambilor p\u0103rin\u021bi.\u00a0Se accept\u0103 o gam\u0103 larg\u0103 de venituri: de la salarii, pensii, dividende, drepturi de autor, chirii, p\u00e2n\u0103 la venituri din activit\u0103\u021bi independente. Po\u021bi ob\u021bine o sum\u0103 mai mare dac\u0103 aduci \u0219i veniturile a maximum 3 co-\u00eemprumuta\u021bi.<\/p>\n

 <\/p>\n

Am nevoie de garan\u021bii?<\/h2>\n

\u00cen cazul creditului Work and Travel, singura garan\u021bie este ipoteca mobiliar\u0103 asupra conturilor tale deschise la BRD.<\/p>\n

 <\/p>\n

Cum pot sta lini\u0219tit pe toat\u0103 durata creditului?<\/h2>\n

E\u0219ti \u00een siguran\u021b\u0103 pe \u00eentreaga perioad\u0103 de creditare prin \u00eencheierea unei\u00a0 asigur\u0103ri de via\u021b\u0103, care \u00ee\u021bi ofer\u0103 \u021bie \u0219i familiei tale protec\u021bie \u00een cazul unor evenimente neprev\u0103zute (\u0219omaj, incapacitate de munc\u0103, invaliditate total\u0103 sau deces). Poli\u021ba se \u00eencheie \u00een momentul semn\u0103rii contractului de credit pentru \u00eentreaga perioad\u0103 de creditare \u0219i prima de asigurare se pl\u0103te\u0219te \u00een rate lunare.<\/p>\n

 <\/p>\n

Cum aplic?<\/h2>\n

1.)<\/strong>\u00a0Managerul t\u0103u \u00ee\u021bi completeaz\u0103\u00a0formularele \u0219i \u00ee\u021bi preg\u0103te\u0219te dosarul \u00een oficiul CAEP | Center For American Exchange Programs<\/span>;<\/p>\n

2.)<\/strong>\u00a0Vei merge la o filial\u0103 BRD pentru a programa depunerea dosarului. Vei cere datele de contact ale agentului: adresa agen\u021biei, nume, prenume, mobil, fix, e-mail. Imediat ce le-ai primit, trebuie s\u0103 le transmi\u021bi \u0219i managerului t\u0103u de program;<\/span><\/p>\n

3.)<\/strong>\u00a0\u00cen ziua \u00een care ai fost programat pentru depunerea dosarului de c\u0103tre agentul BRD, trebuie obligatoriu s\u0103 mergi \u00eempreun\u0103 cu girantul! S\u0103 ave\u021bi dosarul de la agen\u021bie, buletinele \u0219i adeverin\u021ba de venit completat\u0103;<\/span><\/p>\n

4.)<\/b>\u00a0Dup\u0103 ce\u00a0te va contacta agentul BRD pentru a-\u021bi confirma aprobarea creditului, trebuie neap\u0103rat s\u0103-\u021bi anun\u021bi managerul de program.<\/p>\n

 <\/p>\n

Aten\u021bie!<\/h2>\n

1.)<\/strong> Preg\u0103te\u0219te din timp actele persoanei care te va gira \u0219i verific\u0103 dac\u0103 este eligibil\u0103!
\n2.)<\/strong> Persoana care te gireaz\u0103, trebuie s\u0103 fie o rud\u0103 p\u00e2n\u0103 \u00een gradul IV de rudenie, orice persoan\u0103 care prime\u0219te salariul la BRD sau orice persoan\u0103 angajat\u0103 la o firm\u0103 serioas\u0103.
\n3.)<\/strong> Dac\u0103 persoana este salariat\u0103, trebuie s\u0103 aduc\u0103 la banc\u0103: buletin, adeverin\u021b\u0103 de venit, ultimii 3 flutura\u0219i de salariu sau contractul de munc\u0103 cu anexe. Descarc\u0103 aici > Blank Adeverin\u021b\u0103 de venit<\/a><\/span> < > Model Adeverin\u021b\u0103 de venit <\/span><\/a><
\n4.)<\/strong> Dac\u0103 persoana este pensionar\u0103, trebuie s\u0103 aduc\u0103 la banc\u0103: buletin, decizia de pensionare \u0219i ultimele 3 taloane de pensie.<\/p>\n

 <\/p>\n

Aten\u021bie! Acest proces dureaz\u0103! Dup\u0103 ce te-ai \u00eencris la programul Work and Travel, trebuie s\u0103 ob\u021bii c\u00e2t mai cur\u00e2nd acceptarea cererii de credit!\u00a0Dac\u0103 nu e\u0219ti din Bucure\u0219ti, acela\u0219i lucru se va face la orice unitate BRD.<\/p>\n

 <\/p>\n

Po\u021bi aplica pentru creditul Work and Travel dac\u0103\u00a0ai \u00eentre\u00a018 \u0219i 30 de ani \u0219i te-ai \u00eenscris la programul Work and Travel la CAEP | Center For American Exchange Programs.[\/vc_column_text][vc_empty_space]\u00ceNREGISTREAZ\u0102 – TE \u0218I PRIME\u0218TI 100$<\/a>[\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”40px”][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"

PE LOCURI, FII GATA…START! Noi si BRD am creat pentru tine Creditul Work And Travel. Acesta este creat pentru a raspunde cerintelor<\/p>\n","protected":false},"author":2,"featured_media":45558,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[849,850,851,852,853,854,855,856,842],"class_list":["post-43645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ghid","tag-3000-usd","tag-achiti-cand-te-intorci","tag-bilet-de-avion","tag-brd","tag-credit","tag-etape","tag-help","tag-taxe","tag-work-and-travel"],"_links":{"self":[{"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/posts\/43645","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/comments?post=43645"}],"version-history":[{"count":6,"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/posts\/43645\/revisions"}],"predecessor-version":[{"id":48150,"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/posts\/43645\/revisions\/48150"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/media\/45558"}],"wp:attachment":[{"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/media?parent=43645"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/categories?post=43645"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/caep.ro\/work-and-travel\/wp-json\/wp\/v2\/tags?post=43645"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}